Click to view the video When buying a house, many people understand that they need to get a mortgage.  Yet, there are cases where they will only get a pre-qualification letter, which may cause them to lose a potential home, or not even get one until they have found a home they like, only to discover they don't even qualify!  So, what are the signs of a quality pre-approval letter?  What should one look for?  Alan DiGiovanni, a mortgage professional, answers some of [...]

Click to view the video There are some in the media that say that real estate is improving. Is that the case in Central Jersey? What's going on now and what can we expect for 2012? Andrew of Gloria Zastko Realtors lays out some of his observations. In This Month's Zastko Report: A look back at activity in Middlesex County from December 2011 Why is there greater affordability? Are more people looking for homes now, or are they still waiting? Real estate is local.& [...]

There seems to be a persistent misconception that people need perfect credit or a huge downpayment to buy a home.  In reality, the short answer is that it depends on each individual, but many people are successfully able to make it happen.  To provide some clarity as to the truth of the matter, we went directly to the source and brought in Alex Rivera, Vice President and Mortgage Banker at Jersey Mortgage.  He shared with us some fantastic insights about today's process i [...]