Purchasing a home is a major financial responsibility. Because your money will only stretch so far, you need to buy a home that fits within your budget. Lots of people don't even consider buying a home because they are afraid they will not be able to afford it. But often home ownership is within your reach, particularly with some of the special programs available to first-time home buyers. In fact, sometimes home ownership is just as affordable as renting, and in some cases, even more affo [...]