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How Important is a Mortgage Pre-approval Letter?

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When buying a house, many people understand that they need to get a mortgage.  Yet, there are cases where they will only get a pre-qualification letter, which may cause them to lose a potential home, or not even get one until they have found a home they like, only to discover they don't even qualify!  So, what are the signs of a quality pre-approval letter?  What should one look for?  Alan DiGiovanni, a mortgage professional, answers some of these questions.

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